“On the surface, retirement planning hasn’t changed all that much over the years. You work, you save and then you retire. But while the mechanics may be the same, today’s savers are facing some challenges that previous generations didn’t have to worry about.” Those challenges are things we have often spoken about, a longer life expectancy probably being the most important. If you are living longer during a time when you are most likely not working, the obvious question is how do you have that guaranteed amount of money you used to be able to count on in a paycheck from your employer? Call us. We have some ideas you may not know of. We’re always here to help.