I read an article last week about the benefits of thinking about yourself in future terms. The idea being that many of us feel little connection to the person we will be years from now, and that leads to a shortsighted behavior that actually hurts us in the long run. It is an interesting hypothesis. In one study the article referenced, a group of 50,000 retirement account holders were shown an algorithm created image of themselves in the future, and that led to a 16% increase in the number who chose to make additional deposits into their retirement account. These ideas are all food for thought. Are we holding back on retirement savings because we haven’t yet identified with who we will be in retirement? Call us. We are always here to brainstorm about things that can be done to increase your retirement savings, especially in ways that can then provide you with an income you can’t outlive.